# ﻿What will be the EMI on a 25-year home loan?

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## What will be the EMI on a 25-year home loan?

For 25-year home loan at 8.5% loan rate, it will have a home loan EMI per lakh of Rs 805. For 25-year home loan at 9.0% loan rate, it will have a home loan EMI per lakh of Rs 839. For 25-year home loan at 9.5% loan rate, it will have a home loan EMI per lakh of Rs 874.

## What is the prevailing interest rate on home loan in India?

The prevailing interest rate on home loan is in the range of 7.25% to 8.25% pa depending on loan amount, tenure and credit score of the applicant. Assuming the loan tenure of 20 years, the EMI would be Rs 15808 and Rs 17041 at 7.25% and 8.25% interest respectively.

## What is the EMI for Rs 20 lakhs home loan?

What is the EMI for Rs 20 lakhs home loan? The EMI on Rs 20 Lakh home loan would depend on the tenure you are comfortable with and the interest applicable thereof. The prevailing interest rate on home loan is in the range of 7.25% to 8.25% pa depending on loan amount, tenure and credit score of the applicant.

## What is the total interest paid on a 25 lakh home loan?

This means that the total interest paid is Rs 22 lac during the full loan tenure without any prepayments. Rs 25 lakh home loan EMI for 15 years at interest rate of 7.0% has a monthly EMI of Rs 22,471. This means that the total interest paid is Rs 15 lac during the full loan tenure without any prepayments.