What are the requirements to get a Vancity loan?
Available to Vancity members on new and renewing mortgages where the mortgage loan-to-value is less than 75% and the amortization is 25 years or less. Must be owner occupied. All applicants must meet the Vancity lending criteria. Rate is subject to change or may be withdrawn without notice at any time. More conversations, less calculators.
What are the lowest mortgage rates I can get?
Get mortgage rates as low as 1.65%* and up to $2,000 cash back. Are you a first-time home buyer? Calculate how much you can borrow, what your payments will be and find the right mortgage for you with our Mortgage Calculator.
Can the Vancity mortgage cash back offer be changed or withdrawn?
The Vancity Mortgage Cash Back Offer may be changed or withdrawn at any time without notice. For full details view Terms and Conditions. ² Some conditions apply. All applicants must meet the Vancity lending criteria.
What is a Vancity homeprime mortgage?
Vancity’s Homeprime mortgage offers you a low variable interest rate based on Vancity’s Homeprime rate over a 5-year fixed term. The Homeprime represents a variable rate of interest announced by Vancity from time to time as its Prime Lending Rate. Rate changes when Vancity Homeprime changes.