Can a notary public witness a mortgage?



Can a notary public witness a mortgage?

However, as a practical matter, and as a matter of good practice as well, most mortgage forms are designed to have two attesting witnesses, one of which can be the same individual who signs as a notary public for the acknowledgment of the mortgagor’s signature.

Do I need witnesses for a deed or mortgage in Florida?

Mortgages do not convey property, so witnesses are not required. Both deeds and mortgages, or any document concerning real property to be recorded in Florida, must conform to the recording statute. (F.S.A. 695.03) The statutes are provided below for your reference. Florida Statutes Chapter 689.01 How real estate conveyed.–

Can I get a mortgage without a second witness?

However, as a practical matter, and as a matter of good practice as well, most mortgage forms are designed to have two attesting witnesses, one of which can be the same individual who signs as a notary public for the acknowledgment of the mortgagor’s signature. Therefore, a mortgage lacking a second witness is not invalid.

Is two witnesses required for a lease of property in Florida?

The Florida Legislature passed a bill in the 2020 session amending F.S. §689.01 (known as the statute of conveyances) so that two witnesses will no longer be required for a lease of real property. [1] On June 27, 2020, Gov. Ron DeSantis signed the bill into law. [2]